Delayed Gratification and impulse control: Why waiting for what you want is better for your success and health. 

https://www.verywellmind.com/delayed-gratification-why-wait-for-what-you-want-2795429

 

The Marshmallow test pays off, 40 years later

https://www.nlsd.k12.oh.us.schools.bz/userfiles/294/Classes/1571/Delayed%20Gratification.pdf

Job Expenses Poll: 
Period 1: PollEv.com/TrishaFankha303 

 

Articles for reading:

10 incredible Financial Statistics that sum up the average american:

https://www.fool.com/retirement/2017/03/31/10-incredible-financial-statistics-that-sum-up-the.aspx

About Half of Americans Has More Debt than Savings: Survey:

https://www.nbcnews.com/business/business-news/about-half-america-has-more-debts-%20savings-survey-n523671

Only 52% of Americans Have More Emergency Savings than Credit Card Debt:

https://www.bankrate.com/finance/consumer-index/financial-security-charts-0217.aspx

2018 American Household Credit Card Debt Study:

https://www.nerdwallet.com/blog/average-credit-card-debt-household/

8 Scary Financial Statistics- And how to avoid becoming one!

https://money.usnews.com/money/personal-finance/saving-budget/articles/2017-05-16/8-scary-financial-statistics-and-how-to-avoid-becoming-one